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New research shows: Financial wellness is key to women’s well-being

July 28, 2025

To most women reading this, or husbands of wives, this information won't come as a shock, but hopefully it brings about a solution to a long-standing problem you may have in your home. A new report is shedding light on women’s well-being and the impact of financial wellness on overall well-being. According to the research, financial stress is one of the biggest contributors to women’s well-being, with 66% of women saying money is a significant source of stress. And the ripple effects of this are real:

  • Women are 31% more likely than men to skip medical care due to cost.
  • While 69% of women say they're the primary financial decision-makers at home, 38% rate their financial skills as only fair or poor.
  • And half of women worry their retirement savings won’t last. 

But here’s the encouraging part: the data also shows that women who work with a financial professional report significantly better emotional, physical, and mental health outcomes. That’s a powerful reminder that financial wellness isn’t just about money — it’s about confidence, having a guide by your side to plan for the long term, and having the energy to focus on what matters most. 

That’s where I come in. If you’re thinking about how to reduce financial stress and build a plan that supports your overall well-being, I’d love to help. Let’s talk about what’s possible.

And check out more of the findings from Guardian’s Health, Wealth, and Happiness report here.

All data is from Health, Wealth, and Happiness, Guardian’s 14th Annual Workplace Benefits Study, 2025, www.guardianlife.com/reports/womens-well-being 

©Copyright 2025, The Guardian Life Insurance Company of America, New York, N.Y.

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